Why CFC?


"David's knowledge and insight into the secured lending job market is unsurpassed."

–Steven J. Hausman, Senior Vice President of CitiCapital Business Credit


CFC is the "Recruiting Agency of Choice in the Asset-Based Lending and Factoring Industry"

  • We are dedicated professionals in the Asset-Based Lending and Factoring Industry. We serve no other industry and our reputation is paramount.
  • We talk to hundreds of professionals, such as yourself, every week in the industry. We have a unique overview which is unparalleled because of these many “one-on-one” conversations with various levels of management within different companies. We know what works and what does not and we bring that knowledge to our clients.
  • People and information are vital to our livelihood and success. Over the past 17 years we have developed and maintain a database of Asset-Based Lending and Factoring Institutions and people in our industry that is unmatched.
  • We have proven methodology and processes of recruiting in this very specialized niche. With the many years of past successes and yes, even failures; we have honed the process down to a fine science. You are the recipient of that level of experience, plus we have excellent references.

Because we are the recruiting agency of choice, we have placed over 10% of the entire Asset-Based Lending and Factoring Industry in North America over the past 17 years.

We are also the only agency endorsed by the International Factoring Association (IFA). www.factoring.org

Let Commercial Finance Consultants be your Recruiting Agency of Choice.

David Rains, President and Founder of CFC


David Rains is one of the nation’s foremost recruiting professionals in the United States. With over 30 years of experience and an honors graduate of Sam Houston State University, he has earned a reputation as an expert in Factoring, Asset Based Lending and Human Capital Acquisition.

Throughout his career, David has been recognized as a top performer. During his tenure at MRI, the largest executive search firm in the world with over 5000 recruiters, Dave excelled and proved to be the one of the very best in his profession, winning over 71 International, National and Regional awards.

David, and now CFC, has also been recognized by the Factoring Industry, earning the coveted “Endorsed Vendor Status” with the IFA (International Factoring Association). Additionally, David currently serves on the board of the American Factoring Association (www.americanfactoring.org), has served on the board of The Finance Forum, past board member of the Dallas Chapter of the National Funding Association. Additionally, David has been a speaker at industry conventions and written numerous articles pertaining to commercial finance. In his spare time, he serves on the advisory board of Prison Entrepreneurial Program (www.pep.org) and on the board of the Rockwall Rotary Club.

Much of Dave’s success can be attributed to his commitment to exceeding the expectations of his clients. By approaching each assignment with the highest levels of professionalism, ethics, dedication and confidentiality, he has established a track record of success in satisfying the needs of his clients while providing both clients and candidates with exceptional opportunities.

In his own words, "Our reputation and knowledge of the Asset-Based Lending and Factoring Industries are the most important things we offer our clients. We work hard and listen to what our clients need and then deliver. I love the industry and my greatest joy is to affect positive change for our clients and candidates."


Chris Rains, Vice President


Christopher Rains is currently the Vice President of CFC and focuses on exclusively serving the Asset Based Lending and Factoring industries. His interests include weight lifting and competing in Obstacle Course Races, along with 5K's, 10K's and Half-Marathons. Additionally, Chris is an amateur billiards player in the American Pool Association.

Before joining CFC, Chris was enlisted as an Infantry Corporal in the U.S. Army 101st Airborne Infantry.  Serving our beloved country as an infantryman is one of the proudest and greatest experiences of his life.  While in the army, Chris was awarded the Army Accommodation Medal, the Army Achievement Medal, the Good Conduct Medal, the Sons of the American Revolution Medal, and the Superior Individual Medal. Additionally, he completed Air Assault School, the Machine Gun Academy and Combat Lifesaver training. He also achieved the Expert Infantry badge, Expert Marksman badges in all weapons, the Advanced Weapons badge, and completed Pre-Ranger qualification six times in first place, which lead to his acceptance into Ranger School.

Prior to his outstanding military service, Chris was actively involved in the R.O.T.C., the Academic Team, the Saber Guard, and the P.T. Team, while serving as a Cadet Company Commander and Cadet Battalion Executive Officer.  Today, Chris continues giving back to the community in his spare time as a volunteer Community Ambassador at Operation Enduring Warrior.