Why CFC?


"(CFC's) knowledge and insight into the secured lending job market is unsurpassed."

–Steven J. Hausman, Senior Vice President of CitiCapital Business Credit


A Letter From Our President

          Since 2002, Commercial Finance Consultants (CFC) has grown into the oldest, largest, and best executive search business in the commercial finance industry.  Our commitment to excellence, professionalism, and integrity is unwavering.  CFC has placed more candidates during its existence than all of our competitors combined.  We have placed candidates in Factoring, Asset Based Lending, Purchase Order Financing, and many other areas of commercial finance.  CFC has recruited people in every discipline, be it business development, operations, portfolio management, compliance, credit, accounting, and finance.  In addition to the augmentation of existing companies through talent acquisition, Commercial Finance Consultants has played an integral role in more start-ups than any other firm across the nation.

          Unlike many of our competitors, we have not primarily placed people who are unemployed or on the active job market.  Realizing that not all individuals seeking a change are quality hires, we consistently navigate the market to source those who are not actively seeking a change and would otherwise be unaware of what is available to them.  We strive to locate the right fit, finding the best individuals so that we can present career-advancing opportunities.  Our goal has never been to take talent away from any organization, but to make certain that the best talent is aware of the opportunities available to them.  We believe that the right talent, in the right positions, can ensure the growth and prosperity of our great industry in its entirety.

          CFC keeps our finger on the pulse of the industry, staying apprised of who does what, and who has challenges in credit, operations, or new business development.  Our massive, proprietary database of industry professionals highlights the strengths, weaknesses, backgrounds, and experiences of key individuals at every position level in our industry.  We look at an individual’s character, values, and work ethic to ensure that when a match is made, it is a lasting one.

          We are the only firm in our industry that has been a member of the Secured Finance Network (the old Commercial Finance Association), the International Factoring Association, and the American Factoring Association.  We have been event sponsors, exhibitors, panelists, a board member of the American Factoring Association, and have actively lobbied in Washing D.C. for our industry.

          In addition to the executive search business, we have created subsidiary companies to provide other valuable resources and services to our industry, such as operation manuals, expert witnesses, collateral field exams, valuations, portfolio reviews, mergers and acquisitions, and strategic planning.

         I feel very confident that Commercial Finance Consultants has the professional team, systems, policies, and procedures in place to continue providing the excellent level of service that you not only expect, but also deserve.


Christopher Rains,

President of Commercial Finance Consultants

Christopher Rains, President


As President of Commercial Finance Consultants, Christopher is focused on exclusively serving the Asset Based Lending and Factoring industries. He strives for excellence in matching industry professionals with career advancing opportunities and is committed to leading CFC with honesty and integrity. After years of experience and collaboration, Chris has built an extensive network of contacts. With a proven track record of expertly managing talent acquisition, he works to ensure a level headed medium between clients and candidates alike. He has been an active member of the International Factoring Association and Secured Finance Network (FKA Commercial Finance Association) and has attended many of their conferences as both a sponsor and an exhibitor.

Before joining CFC, Chris was enlisted as an Infantry Corporal in the U.S. Army 101st Airborne Infantry.  Serving our beloved country as an infantryman is one of the proudest and greatest experiences of his life.  While in the army, Chris was awarded the Army Accommodation Medal, the Army Achievement Medal, the Good Conduct Medal, the Sons of the American Revolution Medal, and the Superior Individual Medal. Additionally, he completed Air Assault School, the Machine Gun Academy and Combat Lifesaver training. He also achieved the Expert Infantry badge, Expert Marksman badges in all weapons, the Advanced Weapons badge, and completed Pre-Ranger qualification six times in first place, which lead to his acceptance into Ranger School.

Prior to his outstanding military service, Chris was actively involved in the R.O.T.C., the Academic Team, the Saber Guard, and the P.T. Team, while serving as a Cadet Company Commander and Cadet Battalion Executive Officer.  Today, Chris continues giving back to the community in his spare time as a volunteer Community Ambassador at Operation Enduring Warrior.

Chris's interests include weight lifting and competing in Obstacle Course Races, along with 5K's, 10K's and Half-Marathons. Additionally, he is an amateur billiards player in the American Pool Association.


Danielle McDonough, Senior Recruiting Coordinator


Danielle McDonough is the Senior Recruiting Coordinator at Commercial Finance Consultants. She joined the CFC team in 2018 and wears multiple hats on a daily basis. Her duties include maintaining CFC’s extensive database, scheduling interviews and appointments, researching candidates and companies, fielding phone calls, and managing several social media platforms.

Prior to joining CFC, Danielle had limited knowledge of Factoring or Asset Based Lending. However, after several years of working closely with Christopher Rains and David Rains, she has become an expert at sourcing the highest quality candidates. Her technical skills paired with her creativity have allowed her to excel in the areas of marketing, organization, and time management.

Danielle is also an author. She has self-published several dystopian novels in a series called The Legacy Series. On the weekends, she often goes to book shows to market her series and meet her fans.

Danielle volunteers with her church’s youth group and is very active in the young-adult community. For fun, she likes to watch movies and play Dungeons and Dragons. She is a dog-mom to three beautiful fur-babies, all of which are rescues.


David Rains, Founder of CFC


David Rains was one of the nation’s foremost recruiting professionals in the United States. With over 30 years of experience and an honors graduate of Sam Houston State University, he earned a reputation as an expert in Factoring, Asset Based Lending, and Human Capital Acquisition.

Throughout his career, David was recognized as a top performer. During his tenure at MRI, the largest executive search firm in the world with over 5000 recruiters, David excelled and proved to be one of the very best in his profession, winning over 71 International, National, and Regional awards.

Both David and CFC were recognized by the Factoring Industry, earning the coveted “Endorsed Vendor Status” with the IFA (International Factoring Association). David served on the board of the American Factoring Association (www.americanfactoring.org), the board of The Finance Forum, and the board of the Dallas Chapter of the National Funding Association. Additionally, David was a speaker at industry conventions and wrote numerous articles pertaining to commercial finance. In his spare time, he served on the advisory board of the Prison Entrepreneurial Program (www.pep.org) and on the board of the Rockwall Rotary Club.

Much of Dave’s success can be attributed to his commitment to exceeding the expectations of his clients. By approaching each assignment with the highest levels of professionalism, ethics, dedication, and confidentiality, he established a track record of success in satisfying the needs of his clients while providing both clients and candidates with exceptional opportunities.

In his own words, "Our reputation and knowledge of the Asset-Based Lending and Factoring Industries are the most important things we offer our clients. We work hard and listen to what our clients need and then deliver. I love the industry and my greatest joy is to affect positive change for our clients and candidates."

Born on Aug 9, 1955, David passed away at age 64 on July 29, 2020, after nearly two decades of serving the specialty finance industry. He is deeply missed by his family and friends of which there are many.